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	<title>Sarah Schmerler &#187; Recession</title>
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	<link>http://www.sarahschmerler.com</link>
	<description>critic, educator, curator, and consultant</description>
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		<title>Mid-life writer works in fulfillment house, finds fulfillment sez NYTIMES</title>
		<link>http://www.sarahschmerler.com/recession-advice/mid-life-writer-works-in-fulfillment-house-finds-fulfillment-sez-nytimes/</link>
		<comments>http://www.sarahschmerler.com/recession-advice/mid-life-writer-works-in-fulfillment-house-finds-fulfillment-sez-nytimes/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 19:33:05 +0000</pubDate>
		<dc:creator>sarah</dc:creator>
				<category><![CDATA[Recession Advice]]></category>
		<category><![CDATA[beverly willett]]></category>
		<category><![CDATA[credit card debt calculator]]></category>
		<category><![CDATA[home budget calculator]]></category>
		<category><![CDATA[mint.com]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[smartypig]]></category>

		<guid isPermaLink="false">http://www.sarahschmerler.com/?p=1366</guid>
		<description><![CDATA[A recent talk with my bank branch manager, Nikhil Gadkari, and a short &#8220;life&#8221; story of a woman&#8217;s part-time job in the Times Magazine inspires me to share Recession stuff.
First off, the writer is one Beverly Willett, a former lawyer living in Brooklyn, who says of her $12 per hour holiday job:
&#8220;There was no way [...]]]></description>
			<content:encoded><![CDATA[<p>A recent talk with my bank branch manager, Nikhil Gadkari, and a short &#8220;life&#8221; story of a woman&#8217;s part-time job in the <a href="http://www.nytimes.com/2010/01/17/magazine/17lives-t.html" target="_blank">Times Magazine</a> inspires me to share Recession stuff.</p>
<p>First off, the writer is one Beverly Willett, a former lawyer living in Brooklyn, who says of her $12 per hour holiday job:</p>
<p><span style="color: #ff6600;">&#8220;There was no way I could begin to whittle away at my substantial debt at that pay, and my physical and mental stamina make me a better sitter than a stander. But I needed to get back on my feet, and this was a way to start.&#8221;</span></p>
<p>Do you whittle away—in other ways?</p>
<p>There&#8217;s some Online JavaScript fun out there, like the credit <a href="http://www.bankrate.com/brm/calculators/creditcards/reduce_credit_card_debt.asp" target="_blank">card debt calculator</a> at bankrate.com.</p>
<p><a href="http://www.sarahschmerler.com/wp-content/uploads/Picture-35.png"><img class="aligncenter size-medium wp-image-1367" title="creditcarddebt calc" src="http://www.sarahschmerler.com/wp-content/uploads/Picture-35-690x484.png" alt="creditcarddebt calc" width="690" height="484" /></a>And they&#8217;ve also got a <a href="http://www.bankrate.com/calculators/smart-spending/home-budget-plan-calculator.aspx" target="_blank">home budget calculator</a> on the same site.</p>
<p>There&#8217;s <a href="https://www.quizzle.com/" target="_blank">quizzle.com</a>, which I haven&#8217;t used, but which has been recommended as a good way to see your credit score, et al.</p>
<p><a href="http://www.sarahschmerler.com/wp-content/uploads/Picture-44.png"><img class="aligncenter size-full wp-image-1368" title="quizzle.com" src="http://www.sarahschmerler.com/wp-content/uploads/Picture-44.png" alt="quizzle.com" width="596" height="351" /></a><a href="http://www.mint.com/" target="_blank">Mint.com</a> is  a lot of fun. Well, as fun goes.</p>
<p><a href="http://www.sarahschmerler.com/wp-content/uploads/Picture-57.png"><img class="aligncenter size-medium wp-image-1369" title="mint.com5" src="http://www.sarahschmerler.com/wp-content/uploads/Picture-57-690x199.png" alt="mint.com5" width="690" height="199" /></a></p>
<p>And I just like the name of the savings account <a href="http://www.smartypig.com/" target="_blank">smartypig.com</a>.</p>
<p>Bright, happy interfaces are making navigating the shoals of this brooding, dark Recession seem less daunting. They just sorta make you want to read a blog about investing your $12.00!</p>
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		<item>
		<title>nyfa says, yes, there&#8217;s a Recession, and&#8230;</title>
		<link>http://www.sarahschmerler.com/recession-advice/nyfa-says-yes-theres-a-recession-and/</link>
		<comments>http://www.sarahschmerler.com/recession-advice/nyfa-says-yes-theres-a-recession-and/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 16:55:26 +0000</pubDate>
		<dc:creator>sarah</dc:creator>
				<category><![CDATA[Recession Advice]]></category>
		<category><![CDATA[Art Bum Comix]]></category>
		<category><![CDATA[Bushwick]]></category>
		<category><![CDATA[Ellen Letcher]]></category>
		<category><![CDATA[Famous Accountants]]></category>
		<category><![CDATA[Hrag Vartanian]]></category>
		<category><![CDATA[Kevin Regan]]></category>
		<category><![CDATA[Lawrence Swan]]></category>
		<category><![CDATA[NYFA]]></category>
		<category><![CDATA[Recession]]></category>

		<guid isPermaLink="false">http://www.sarahschmerler.com/?p=1143</guid>
		<description><![CDATA[&#8230;illustrates it with work by Lawrence Swan, who says, among other things:
The art world, so-called, has been hit by the recession, and that means our ways of thinking about art and making art will change, like it or not. Do you really think that art made to adorn the homes of the rich, or made [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.sarahschmerler.com/wp-content/uploads/Picture-54.png"><img class="aligncenter size-full wp-image-1144" title="lawrence swan, nyfa" src="http://www.sarahschmerler.com/wp-content/uploads/Picture-54.png" alt="lawrence swan, nyfa" width="466" height="467" /></a>&#8230;illustrates it with work by Lawrence Swan, who says, among other things:</p>
<blockquote><p>The art world, so-called, has been hit by the recession, and that means our ways of thinking about art and making art will change, like it or not. Do you really think that art made to adorn the homes of the rich, or made to be invested in by the rich to make them richer, is the highest form of art? Artists and dealers are now looking for new forms of distribution, new business models.</p></blockquote>
<p>You can read the interviews with Swan and other hardworking creatives, like Kevin Regan (excerpted below) on <a href="http://www.nyfa.org/nyfa_current_detail.asp?id=17&amp;fid=1&amp;curid=810" target="_blank">nyfa.org</a>, courtesy of Hrag Vartanian.</p>
<div id="attachment_1148" class="wp-caption aligncenter" style="width: 464px"><a href="http://www.sarahschmerler.com/wp-content/uploads/Picture-121.png"><img class="size-full wp-image-1148" title="Kevin Regan" src="http://www.sarahschmerler.com/wp-content/uploads/Picture-121.png" alt="Kevin Regan, who co-runs Famous Accountants in Ridgewood/Bushwick." width="454" height="354" /></a><p class="wp-caption-text">Kevin Regan, who co-runs Famous Accountants in Ridgewood/Bushwick.</p></div>
<blockquote><p>The recession has made me more cautious. I went from working part-time as a commercial artist to working full-time. I was fortunate in that I could do this, but it&#8217;s not really what I want to be doing. I would prefer to focus on art and work only part-time. Working full-time really gets in the way of making art. I have to confess that I&#8217;m actually deeply pessimistic about the possibility of making a living from selling my art—but that&#8217;s okay! I don&#8217;t care. I want to do it anyway. I just need a minimal level of financial security. And this is what I was doing. When the economy plunged it just began to feel very irresponsible of me to be leaning on my wife as much as I was. So I stopped. I was worried about money for a little while, not because we couldn&#8217;t pay our bills, but because I was worried my wife was going to lose her job. Her support is what allowed me to work part-time. Ultimately, I guess I&#8217;m pretty lucky.</p>
<p>I&#8217;ve had to cut back on time. Space, supplies, and storage have not been a problem—yet. Again, I think I&#8217;ve been rather fortunate. My big frustration is not money but time. There just never seems to be enough of it. I traded time for money.</p></blockquote>
<p>I&#8217;m planning on showing Swan at <a href="http://www.45projects.com/upcoming-exhibitions/" target="_blank">45projects</a> in my upcoming G<span style="text-decoration: line-through;">u</span>ilt Show, fyi, along with Regan&#8217;s Famous Accountants partner, Ellen Letcher.</p>
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		</item>
		<item>
		<title>Contrasts: Is your life full of them?</title>
		<link>http://www.sarahschmerler.com/uncategorized/contrasts-is-your-life-full-of-them/</link>
		<comments>http://www.sarahschmerler.com/uncategorized/contrasts-is-your-life-full-of-them/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 16:05:34 +0000</pubDate>
		<dc:creator>sarah</dc:creator>
				<category><![CDATA[DIY Art]]></category>
		<category><![CDATA[Recession Advice]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Contemporary Photography]]></category>
		<category><![CDATA[Recession]]></category>

		<guid isPermaLink="false">http://www.sarahschmerler.com/?p=877</guid>
		<description><![CDATA[On my way Uptown to finally take in the posh Hans P. Kraus Gallery show, psyched to see 5- and 6-digit photos from Photography&#8217;s Esteemed Past like this:

I got a little dose of reality, in the subway:
An ad-hoc contemporary photo show &#8212; well, digital printouts &#8212; but totally cohesive in content. All for sale, of [...]]]></description>
			<content:encoded><![CDATA[<p>On my way Uptown to finally take in the posh <a href="http://www.sarahschmerler.com/uncategorized/photo-geek-alert-history-lesson-fun-awaits-in-fall/">Hans P. Kraus Gallery show</a>, psyched to see 5- and 6-digit photos from Photography&#8217;s Esteemed Past like this:</p>
<p><a href="http://www.sarahschmerler.com/wp-content/uploads/300057-1.jpg"><img class="aligncenter size-medium wp-image-889" title="kraus image 30057" src="http://www.sarahschmerler.com/wp-content/uploads/300057-1-505x690.jpg" alt="kraus image 30057" width="505" height="690" /></a></p>
<p>I got a little dose of reality, in the subway:</p>
<div id="attachment_878" class="wp-caption aligncenter" style="width: 700px"><a href="http://www.sarahschmerler.com/wp-content/uploads/Krauswalk.jpg"><img class="size-medium wp-image-878" title="Krauswalk" src="http://www.sarahschmerler.com/wp-content/uploads/Krauswalk-690x517.jpg" alt="The 86th Street Subway Stop of the 6 Train" width="690" height="517" /></a><p class="wp-caption-text">The 86th Street Subway Stop of the 6 Train</p></div>
<p>An ad-hoc contemporary photo show &#8212; well, digital printouts &#8212; but totally cohesive in content. All for sale, of course.<br />
O-Bar (did I get the name right?) was the African-American artiste in attendance, and he gave me his story of why he makes the work. He was pretty ambitious in his outlook. But would have taken 35 bucks for one image.</p>
<p>I downed two champagne flutes full of Veurve Cliquot at the opening; chatted briefly with a Photo Curator from the Met (who has great taste and is fun to talk to); then went back down to that subway and rode it back to Brooklyn.<br />
No upbeat postscripts here. Just that lingering Recession feeling that pretty much permeates <em>everything</em> I see these days.<br />
The NYC photography market is what it is.<br />
Whatever it is.<br />
Well, at least it is.</p>
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		</item>
		<item>
		<title>Creativity in the Workplace: Recession Inspiration in Bklyn</title>
		<link>http://www.sarahschmerler.com/diy-art/why-why-why/</link>
		<comments>http://www.sarahschmerler.com/diy-art/why-why-why/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 17:03:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[DIY Art]]></category>
		<category><![CDATA[Recession Advice]]></category>
		<category><![CDATA[DIY]]></category>
		<category><![CDATA[Lobster Rolls]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[Red Hook]]></category>
		<category><![CDATA[The Lobster Pound]]></category>

		<guid isPermaLink="false">http://www.sarahschmerler.com/?p=151</guid>
		<description><![CDATA[The Red Hook Lobster Pound is actually the brainchild/business venture of a woodworker, named Ralph, who has his shop next door. What&#8217;s cool is the artfulness with which he does both activities: He builds furniture out of recycled wood in his shop; and for his &#8220;store&#8221; he&#8217;s constructed a platform of wooden, rubber-lined tubs (kind [...]]]></description>
			<content:encoded><![CDATA[<div id="attachment_457" class="wp-caption alignright" style="width: 310px"><a rel="attachment wp-att-457" href="http://www.sarahschmerler.com/diy-art/why-why-why/attachment/lobsterloop-r1/"><img class="size-thumbnail wp-image-457" title="lobsterLoop.R1" src="http://www.sarahschmerler.com/wp-content/uploads/lobsterLoop.R1-300x225.jpg" alt="Exterior of Red Hook Lobster Pound, run by a woodworker" width="300" height="225" /></a><p class="wp-caption-text">Exterior of Red Hook Lobster Pound, run by a woodworker</p></div>
<p><strong>The Red Hook Lobster Pound</strong> is actually the brainchild/business venture of a woodworker, named Ralph, who has his shop next door. What&#8217;s cool is the artfulness with which he does both activities: He builds furniture out of recycled wood in his shop; and for his &#8220;store&#8221; he&#8217;s constructed a platform of wooden, rubber-lined tubs (kind of like dual jacuzzis for lobsters).</p>
<p>You get the DIY feel of the place, and it works.</p>
<p>Though I don&#8217;t eat lobster, the fact that he&#8217;s about to install a kitchen and serve <strong>Lobster Rolls to passers-by for $13 a pop</strong> sounds like he&#8217;s bringing a little bit of the seashore to this part of the &#8216;hood, which, today, is baking in the heat.</p>
<div id="attachment_458" class="wp-caption alignright" style="width: 220px"><a rel="attachment wp-att-458" href="http://www.sarahschmerler.com/diy-art/why-why-why/attachment/lobster-pound-interior-0409/"><img class="size-full wp-image-458" title="lobster-pound-interior-0409" src="http://www.sarahschmerler.com/wp-content/uploads/lobster-pound-interior-0409.jpg" alt="A small picture of the homemade tubs (thanks to Brownstoner.com)" width="210" height="140" /></a><p class="wp-caption-text">A small picture of the homemade tubs (thanks to Brownstoner.com)</p></div>
<p><a title="brownstoner" href="http://www.brownstoner.com/brownstoner/archives/2009/04/streetlevel_lob.php" target="_blank">Brownstoner</a> took this pix.</p>
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